The global cloud accounting platform loved by bookkeepers.
Xero built the modern cloud accounting UX. Unlimited users on every plan, best-in-class bank reconciliation, native multi-currency and a mature AI layer (Xero JAX) that automates coding, invoice capture and cash-flow prediction. It's the dominant SMB platform outside the US and a serious challenger inside it.
The core Xero ledger — bank feeds, invoicing, bills, projects, expenses and reporting.
Full payroll in the UK, US, Australia and NZ. Elsewhere via Gusto and local partners.
1,000+ third-party apps and native Hubdoc document capture bundled in.
The migration path that keeps historic reports intact.
Yes — Xero handles US GAAP and 1099s. US payroll is via Gusto (bundled). Accountant density is lower than QuickBooks but growing fast.
Yes — JAX handles coding, invoice capture and cash-flow prediction. Analytics Plus adds predictive dashboards.
