Mercury is startup banking for US-incorporated companies, with sub-accounts, granular permissions, cards and an API finance teams can automate against.
Who makes Mercury
Mercury is a financial technology company, not a bank; banking services and deposit arrangements are provided by its partner banks and documented in its own disclosures.
Official website: mercury.com ↗
What it actually does
Business checking and savings via partner banks sit alongside virtual and physical cards, domestic and international payments, treasury options for idle cash, bill pay, invoicing and accounting integrations.
Product family
- · Mercury accounts
- · Cards
- · Bill pay and invoicing
- · Treasury
- · API and integrations
What people hire it for
- Opening a US business account as a non-resident founder
- Separating runway across sub-accounts with permissions
- Automating payments and reconciliation through an API
- Producing clean exports for accountants and investors
Where it runs
Security & privacy
Because deposits sit with partner banks rather than Mercury itself, read the current partner-bank and pass-through insurance disclosures before parking large balances.
Where Mercury appears
Featured in these buying guides
Head-to-head
Planned reviews
Full review published — read it here.
Read next
- Revolut BusinessA multi-currency business account with staff cards, spend controls and in-app FX for companies earning and paying in several currencies.
- WiseReal mid-market exchange rates, transparent fees and local account details in 10+ currencies — the default modern option for cross-border money.
- AirwallexA global business finance platform built for companies that collect, hold and pay in several currencies at once.
- Monzo BusinessA UK business current account from a licensed bank, with Pots that make tax and VAT provisioning automatic.